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How to Use SetMoney for Freelancers: Managing Irregular Income with Confidence

How to Use SetMoney for Freelancers: Managing Irregular Income with Confidence

A practical guide for freelancers to track income, manage taxes, and budget for variable cash flow using SetMoney.

6/9/2025•2 min readFreelancersBudgetingIncomeSetMoney

Introduction

Freelancing offers freedom, but managing money with an unpredictable income can be tough. SetMoney helps you stay organized, track every payment, and budget for taxes and expenses—so you can focus on your work, not your worries.

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Why Budgeting Matters for Freelancers

  • Irregular income: Payments can be unpredictable—tracking is essential.
  • Tax planning: Set aside money for taxes with custom categories.
  • Expense management: Know your business and personal costs.
  • Financial confidence: Stay in control, even when income varies.

How to Use SetMoney as a Freelancer

  1. Track Every Payment: Log all sources of income using custom categories (e.g., clients, platforms).
  2. Separate Business & Personal: Create categories for business expenses, personal spending, and taxes.
  3. Plan for Taxes: Use a dedicated category to set aside a percentage of each payment for taxes.
  4. Monitor Cash Flow: Use statistics to see your income and expenses over time.
  5. Export Data: Download your records for easy tax filing or sharing with your accountant.

SetMoney Tip: Review your statistics monthly to spot trends and plan ahead!

Conclusion

Freelancing doesn’t have to mean financial chaos. With SetMoney, you can manage your money confidently—no matter how unpredictable your income is.

Download SetMoney on the App Store
Get it on Google Play